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Mortgage Payment Options

Mortgage Payment Options

Different Types of Mortgage Payments Options   Congratulations, you’ve found your dream home and your trusted Mortgage Broker secured your mortgage. You have many mortgage payment options to pay off your mortgage faster.  Faster repayment means less...
Who Is An Income-Qualified Borrower?

Who Is An Income-Qualified Borrower?

WHO IS AN INCOME-QUALIFIED BORROWER? An income-qualified borrower is someone with sufficient employment income to service their mortgage.  The most important question for the lender is, “how will they repay this mortgage?” There are several ways a borrower...
What Is The B-20 Stress-Test?

What Is The B-20 Stress-Test?

Do You Understand the B-20 Stress Test? A recent survey shed light on the lack of knowledge surrounding the B-20 Stress Test.  The B-20 Stress Test has been in place for more than a year.  Surprisingly, 43% of Canadians are not confident they fully understand the...