WHAT DOES MY LETTER OF EMPLOYMENT NEED TO SAY?

In order to confirm your income and your work details, you will need to provide a letter of employment from your employer.  The letter must state:

1. Be written on a company letterhead

2. State your job title, start date, and your salary.  If you are paid hourly, it must state the guaranteed number of hours and your hourly wage.

3. The letter needs to be dated within 30 days of your offer to purchase or your application to renew or refinance your mortgage.

4. The letter must have a signature from the author along with his/her title and phone number.

 

The lender will call to confirm your employment details in 100% of the time.