Frequently Asked Questions
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What Is Gross-Debt-Service (GDS) Ratio?
What Is Total-Debt-Service (TDS) Ratio?
What Are Closing Costs?
What Is A Pre-Payment Penalty?
What Is Loan-To-Value (LTV) Ratio?
What Is Mortgage Insurance?
What Is The Stress Test Rate?
What Is The Interest Adjustment Date?
What Is A Collateral Charge Mortgage?
What Is A Standard Charge Mortgage?
Do I Need An Appraisal?
What Is A Home Equity Line of Credit (HELOC)?
What Are Accelerated Mortgage Payments?
What Does Amortization Mean?
What Is A Conventional Mortgage?
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Do You Need My Credit Score?
How Does My Auto Loan Affect My Qualification?
Can I Use My RRSP For My Down Payment?
Can My Parents Gift Me My Down Payment?
What Is The Minimum Down Payment On A Rental Property?
What Is The Minimum Down Payment to Buy?
Pay Stub Dated Within 30 Days
What Does My Letter of Employment Need To Say?
What Is A Notice Of Assessment?
What Is A T1 General?
What Is A T4 Tax Slip?
What Is The BC Speculation Tax?
What Is CMHC Insurance?