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Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
WHAT IS A MONOLINE LENDER? When you use a licensed Mortgage Professional, you will get access to their vast network of lending partners. These partners include Chartered Banks, Credit Unions, Monoline Lenders, and private lenders. This post will focus on monoline...read more
WHAT IS A COLLATERAL CHARGE MORTGAGE? Your mortgage gets registered with the Land Title Office in one of two ways: a standard charge or a collateral charge. This post will focus on the latter. So what exactly is a collateral charge mortgage? Most Banks and Credit...read more
5 WAYS TO KILL YOUR MORTGAGE APPROVAL For many, buying a new home is a very rewarding experience. Oftentimes, it is the biggest investment in a person's life. It can also be a very stressful time, especially for first time buyers who aren't familiar with all the...read more