Have Mortgage or Real Estate Questions?


Can my parents gift me my down-payment?

Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…

What Does My Letter of Employment Need to Say?

In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…

What Is The Minimum Down Payment to Buy?

The minimum down payment varies depending on your purchase price and your intended use of the property.



Blog Articles

Why Are Mortgage Rates Rising?

Why Are Mortgage Rates Rising?

Why Are Mortgage Rates Rising?   During the past month, mortgage rates have been slashed by the Bank of Canada.  They have lowered the overnight lending rate by a whopping 150 bps (1.5%) to a mere 0.25%.   Most believe mortgage rates would fall as well, but...


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