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Can my parents gift me my down-payment?
Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
What Does My Letter of Employment Need to Say?
In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…
What Is The Minimum Down Payment to Buy?
The minimum down payment varies depending on your purchase price and your intended use of the property.
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Blog Articles
5 Ways To Kill Your Mortgage Approval
5 WAYS TO KILL YOUR MORTGAGE APPROVAL For many, buying a new home is a very rewarding experience. Oftentimes, it is the biggest investment in a person's life. It can also be a very stressful time, especially for first time buyers who aren't familiar with all the...
read morePoloz Opens The Door For A Rate Hike In July
BANK OF CANADA LEAVES RATES UNCHANGED BUT HINTS INCREASES COMING As expected, the Bank of Canada held rates steady at 1.25% for the third consecutive month but said that first-quarter growth was stronger than expected and that developments since April suggest that...
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What Is The Interest Rate Differential (IRD) Penalty?
WHAT IS THE INTEREST RATE DIFFERENTIAL (IRD) PENALTY? If you choose a fixed mortgage term and need to pay out or refinance during your term you will be faced with an interest rate differential (IRD) penalty. A mortgage is a contract and if you break your obligations,...
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