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Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
The interest adjustment date (IAD) typically falls on the 1st day of the month following your mortgage closing date. The interest adjustment date is the period of time between the date the funds are advanced and the beginning of your first payment period. Typically, this forms part of your closing costs but not in all cases.read more
On July 19th, 2018, CMHC announced changes for self-employed borrowers qualifications. These changes will make it easier for self-employed Canadians to qualify for a mortgage. In the announcement, CMHC declared "Self-employed Canadians represent a significant part of...read more
WHAT IS A MONOLINE LENDER? When you use a licensed Mortgage Professional, you will get access to their vast network of lending partners. These partners include Chartered Banks, Credit Unions, Monoline Lenders, and private lenders. This post will focus on monoline...read more