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FREQUENTLY ASKED QUESTIONS

Can my parents gift me my down-payment?

Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…

What Does My Letter of Employment Need to Say?

In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…

What Is The Minimum Down Payment to Buy?

The minimum down payment varies depending on your purchase price and your intended use of the property.

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Blog Articles

November Housing Data Show Rebound Underway

by Brent Shepheard | Dec 16, 2019 | Dr. Sherry Cooper

This is Dr. Sherry Cooper, Head DLC Economists, most recent post. NOVEMBER DATA CONFIRM CANADIAN HOUSING REBOUND Statistics released today by the Canadian Real Estate Association (CREA) show that national home sales rose for the ninth consecutive month and now...

Huge Decline in November Jobs As Jobless Rate Surges

by Brent Shepheard | Dec 6, 2019 | Dr. Sherry Cooper

HUGE DECLINE IN JOBS IN NOVEMBER AS JOBLESS RATE SURGES One month does not a trend make. Statistics Canada announced this morning that the country lost 71,200 jobs in November, the worst performance in a decade. What’s more, the details of the jobs report are no...

7 Tips For A Maximum Appraisal Value

by Brent Shepheard | Nov 7, 2019 | Mortgage Education

APPRAISAL VALUES NEEDED FOR ALL MORTGAGES The appraisal value is used by the majority of lenders to determine the fair market value of your home. A licensed appraiser will determine the appraised value by completing a full report. Bank, Monoline lenders and Credit...

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