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Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
Latest blog post from Cheif DLC Economist, Dr. Sherry Cooper It is no surprise that Canadian home sales activity slowed in January following a pulling-forward sales surge as homebuyers hurried to purchase before the mortgage rule changes in 2018. The January 1...read more
Canada's January Jobs Report showed a staggering loss of 88,000 jobs. This was the most significant drop in nine years and was attributed to a record 137,000 plunge in part-time work. Full-time employment gained 49,000 new jobs but wasn't enough to see the...read more
Prior to the most recent round of Government tinkering, mortgages fell into two classes; high-ratio and conventional. There are now three classes of mortgages in Canada. They are Insured, Insurable & Uninsurable Mortgages. This can be confusing for the average...read more