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Credit
  • Do You Need My Credit Score?
  • How Does My Auto Loan Affect My Qualification?
Down Payment
  • Can I Use My RRSP For My Down Payment?
  • Can My Parents Gift Me My Down Payment?
  • What Is The Minimum Down Payment On A Rental Property?
  • What Is The Minimum Down Payment to Buy?
Income Docs
  • Pay Stub Dated Within 30 Days
  • What Does My Letter of Employment Need To Say?
  • What Is A Notice Of Assessment?
  • What Is A T1 General?
Mortgage 101
  • What Is Gross-Debt-Service (GDS) Ratio?
  • What Is Total-Debt-Service (TDS) Ratio?
  • What Are Closing Costs?
  • What Is A Pre-Payment Penalty?
  • What Is Loan-To-Value (LTV) Ratio?
  • What Is Mortgage Insurance?
  • What Is The Stress Test Rate?
  • What Is The Interest Adjustment Date?
  • What Is A Collateral Charge Mortgage?
  • What Is A Standard Charge Mortgage?
  • Do I Need An Appraisal?
  • What Is A Home Equity Line of Credit (HELOC)?
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Canadian Mortgage App

Recent Blog Posts

  • What Is An Interest Adjustment Date?
  • Self-Employed Borrower’s Guidelines Loosened by CMHC
  • What Is A Monoline Lender?

Brent Shepheard

I am committed to finding the right solution for each client. I will listen to your needs and find the perfect product for you.
Offering Solid Advice with Flexible Solutions.

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brent@mortgageevolution.ca

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