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Mortgage Payment Options

Different Types of Mortgage Payments Options   Congratulations, you've found your dream home and your trusted Mortgage Broker secured your mortgage. You have many mortgage payment options to pay off your mortgage faster.  Faster repayment means less interest paid...

Who Is An Income-Qualified Borrower?

WHO IS AN INCOME-QUALIFIED BORROWER? An income-qualified borrower is someone with sufficient employment income to service their mortgage.  The most important question for the lender is, "how will they repay this mortgage?" There are several ways a borrower can qualify...

What Is The B-20 Stress-Test?

Do You Understand the B-20 Stress Test? A recent survey shed light on the lack of knowledge surrounding the B-20 Stress Test.  The B-20 Stress Test has been in place for more than a year.  Surprisingly, 43% of Canadians are not confident they fully understand the...

Verifying Your Down Payment Source

Verifying Your Down Payment Source In recent months, money laundering has become a hotly debated topic.  Investigators have been bringing to light vast sums of money from criminal activities used to purchase real estate.  Focusing on British Columbia alone, estimates...


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