Have Mortgage or Real Estate Questions?


Can my parents gift me my down-payment?

Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…

What Does My Letter of Employment Need to Say?

In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…

What Is The Minimum Down Payment to Buy?

The minimum down payment varies depending on your purchase price and your intended use of the property.



Blog Articles


What Is A Monoline Lender?

WHAT IS A MONOLINE LENDER? When you use a licensed Mortgage Professional, you will get access to their vast network of lending partners.  These partners include Chartered Banks, Credit Unions, Monoline Lenders, and private lenders.   This post will focus on monoline...

What Is A Collateral Charge Mortgage?

WHAT IS A COLLATERAL CHARGE MORTGAGE? Your mortgage gets registered with the Land Title Office in one of two ways: a standard charge or a collateral charge.  This post will focus on the latter. So what exactly is a collateral charge mortgage? Most Banks and Credit...


Get in touch with me, and I will call you back at a convenient time for you!