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Can my parents gift me my down-payment?

Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…

What Does My Letter of Employment Need to Say?

In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…

What Is The Minimum Down Payment to Buy?

The minimum down payment varies depending on your purchase price and your intended use of the property.

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BC Speculation Tax – What You Need To Know

2019 Brings New BC Speculation Tax The BC NDP Party campaigned on making housing affordable for local British Columbians.  Finance Minister, Caroline James, outlined their 30-point plan to tackling housing affordability. This plan calls for new regulations and laws,...

What Is A Mortgage Transfer/Switch?

What Is A Mortgage Transfer/Switch? A mortgage transfer/switch is when you decide to transfer your mortgage from your current lender to a new lender. The most common reason for this is to take advantage of a lower interest rate. Your outstanding mortgage balance will...

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