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Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
A HISTORY OF MORTGAGE RULE CHANGES IN CANADA With runaway home prices in some Canadian cities, it's important to look at the mortgage rule changes over the last decade. Most Canadians opt for the 5-year term and only start doing research when their term is up for...read more
WHAT ARE CLOSING COSTS? Closing costs are an often overlooked expense in the home buying process, especially among first-time buyers. The expenses are in addition to your down-payment funds. Most lenders use a calculation of 1.5% of the purchase price in available...read more
Latest blog post from Cheif DLC Economist, Dr. Sherry Cooper It is no surprise that Canadian home sales activity slowed in January following a pulling-forward sales surge as homebuyers hurried to purchase before the mortgage rule changes in 2018. The January 1...read more