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Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…
BEST CANADIAN GDP GROWTH IN SIX MONTHS LED BY MANUFACTURING COMEBACK Real Canadian GDP (Gross Domestic Product) increased 0.4% in November, bouncing back from a disappointingly flat economy in October. The improvement reflected a rebound in most factory sectors as...read more
BANK OF CANADA RATE DECISION - RATES INCREASE CAUTIOUSLY The latest Bank of Canada rate decision has been made. As was widely expected, the Bank of Canada announced another quarter-point interest rate increase this morning, saying that more hikes are ahead. According...read more
DECEMBER HOMES SALES SURGED IN ADVANCE OF NEW MORTGAGE RULES The January 1 implementation of the new OSFI B-20 regulations requires that uninsured mortgage borrowers be stress-tested at a mortgage rate 200 basis points above the contract rate at federally regulated...read more