Can my parents gift me my down-payment?

Yes, generally speaking, parents can gift you all or part of your downpayment towards your purchase. In order to satisfy lender conditions for accepting gifted…

What Does My Letter of Employment Need to Say?

In order to confirm your income and your employment, you will need to provide a letter of employment from your employer. This letter must…

What Is The Minimum Down Payment to Buy?

The minimum down payment varies depending on your purchase price and your intended use of the property.



Blog Articles


What Is An Interest Adjustment Date?

The interest adjustment date (IAD) typically falls on the 1st day of the month following your mortgage closing date.  The interest adjustment date is the period of time between the date the funds are advanced and the beginning of your first payment period.   Typically, this forms part of your closing costs but not in all cases.

What Is A Monoline Lender?

WHAT IS A MONOLINE LENDER? When you use a licensed Mortgage Professional, you will get access to their vast network of lending partners.  These partners include Chartered Banks, Credit Unions, Monoline Lenders, and private lenders.   This post will focus on monoline...


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